Job Description

Junior Loan Officer

Junior Loan Officers work alongside established ag and commercial lenders to learn the industry, and market area, and learn the rules and regulations. Time will be spent on the credit analysis side of banking as well.

Junior Loan Officer Requirements

* Bachelor's degree in business, finance, or accounting.
* Strong preference to be in the banking industry.
* 2 years of Commercial Credit experience is preferred.

Junior Loan Officer Responsibilities

* Acquisition, expansion, and retention of commercial relationships using a proactive calling strategy.
* Cross-sell ancillary products and services of the bank.
* Analyzes credit history of applicants and determines loan repayment capabilities.
* Negotiates credit terms, such as costs, loan repayment methods, and collateral specifications.
* Develops and maintains interest rate structure to be consistent with financial institution policies and procedures, and to be competitive with current market rates.
* Evaluates potential customer loan requests and make loan recommendations to management.
* Daily review, approval, and disposition of commercial overdrafts.
* Reviews new laws and regulations that influence business lending within the financial institution and makes recommendations to management when necessary.
* Provide assistance and recommend training for new commercial loan officers.
* Develops new customer prospects and business.
* Represents the bank in the local community through active participation in community events.

If you have any question please reach out to Dustin at

All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations.

GPAC (Growing People and Companies) is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States since 1990. We are extremely competitive, client-focused and realize that our value is in our ability to deliver the right solutions at the right time.

Job Tags

Full time, Local area,

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